The Nest Egg is a savings vehicle that allows patients with a subscription using the Cirrus Dental platform to afford the care they need or want when they want it.
Let’s face it, when patients need to come up with the money to pay for a surprise dental bill, many will try to avoid or delay the needed treatment. Studies have shown that patients with available funding sources receive more dental care in any given year. With that knowledge, Cirrus created the Nest Egg to be a part of the subscriptions dental offices offer to their patients.
The Nest Egg is set aside from the monthly subscription the patient pays every month. Unlike traditional insurance, if the patient doesn’t use the Nest Egg, the funds never expire and if the patient moves away and no longer has a subscription using the Cirrus platform, the money is refunded.
There are no restrictions on using the Nest Egg for dental care. Unlike traditional dental insurance, there are no deductibles or percentages to confuse or prevent patients and offices from determining the best needed or wanted care. The Nest Egg can be used for whatever the patient wants. It can be used for fillings, extractions, crowns, implants, veneers, whitening, . . .
The Nest Egg Bonus was created as a way to encourage patients to contribute to the Nest Egg. When an office creates a custom subscription they can elect to create a Nest Egg bonus in any amount or not. The idea is that it encourages a patient to set funds aside but limits the write-off associated with the bonus to only the amount in the Nest Egg. Depending upon the design of the subscription and the economics of the office, this may or may not be something that an individual office would offer.